Property purchase details
Enter your purchase price to calculate all buying costs
R
R
Leave at 0 if paying cash
First-time buyers pay no transfer duty on properties up to R1,100,000
New builds from a developer attract 15% VAT, not transfer duty
2024/25 transfer duty thresholds (SARS)
R0–R1,100,000: 0% | R1.1M–R1.512M: 3% | R1.512M–R2.117M: 6% | R2.117M–R2.722M: 8% | R2.722M–R12.1M: 11% | R12.1M+: 13%
All buying costs
Full breakdown of what you will pay
SARS transfer duty
R 0
Transfer attorney fees (est.)
R 0
Bond registration fees (est.)
R 0
Deeds office levy
R 0
FICA & admin fees (est.)
R 1,500
Total transfer costs
R 0
Costs as % of purchase price
0%
Total cash needed (costs + deposit)
R 0
2025 SARS Transfer Duty Table
| Property value | Rate | Fixed amount | On excess above |
|---|---|---|---|
| R0 – R1,100,000 | 0% | — | — |
| R1,100,001 – R1,512,500 | 3% | R0 | R1,100,000 |
| R1,512,501 – R2,117,500 | 6% | R12,375 | R1,512,500 |
| R2,117,501 – R2,722,500 | 8% | R48,675 | R2,117,500 |
| R2,722,501 – R12,100,000 | 11% | R97,075 | R2,722,500 |
| R12,100,001 and above | 13% | R1,128,600 | R12,100,000 |
Source: SARS — Effective 1 March 2024. First-time buyers are exempt on properties R1,100,000 and below.